They said that in order to keep and to get the things that you wanted is you need to plan it well. I never tried writing my goal and wish sheet because in my realization it would not come up with. I got the idea from a TV personality and she said that every time the year ends she made some list and arranges her wishes that she wanted to fulfill on the following year. I realized that I do something reverse from her idea, instead of wishes to fulfill I do have list of my payables and dues that need to be compensate, in result I have less savings.
I started my new year signing up in a small cooperative in our office, investing money into some income generating activities. In this way I could save 30% of my monthly salary. We have electronic load retailing business and I want to revive from lost of income. Our small business was stress because of personal withdrawals.
All my personal wish and wants this year are all set aside because I wanted to recover on the fiscal crises that we had suffered last year. Now we will prioritize things that are important to us. We hope this year would be great for us to regain our financial problems.